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Wealth management's shift: Which US banks and challengers will lead?
10th December 2024 3 min read
Wealth management's shift: Which US banks and challengers will lead?
$84 trillion. That's how much wealth will change hands over the next twenty years, according to consulting firm Cerulli Associates — about four times the US's gross domestic product.
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What is the current state of chatbots in mobile banking?
18th November 2024 1 min read
What is the current state of chatbots in mobile banking?
While integrating chatbots into customer service has compelling benefits — banks could.
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The money transfer olympics: Can US legacy banks go for gold in 2024?
5th November 2024 1 min read
The money transfer olympics: Can US legacy banks go for gold in 2024?
When Americans transfer money electronically, they don't typically turn to their bank..
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Which US Bank or Challenger Offers the Best In-App Authentication?
10th October 2024 2 min read
Which US Bank or Challenger Offers the Best In-App Authentication?
While a customer's first login from a new device — the moment when they connect the.
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Wealth management's shift: Which US banks and challengers will lead?
10th December 2024 3 min read
Wealth management's shift: Which US banks and challengers will lead?
$84 trillion. That's how much wealth will change hands over the next twenty years, according to consulting firm Cerulli Associates — about four times...
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What is the current state of chatbots in mobile banking?
18th November 2024 1 min read
What is the current state of chatbots in mobile banking?
While integrating chatbots into customer service has compelling benefits — banks could save $1 trillion by 2030, according to Autonomous Research;...
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The money transfer olympics: Can US legacy banks go for gold in 2024?
5th November 2024 1 min read
The money transfer olympics: Can US legacy banks go for gold in 2024?
When Americans transfer money electronically, they don't typically turn to their bank. More often than not, they use a P2P app.
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Which US Bank or Challenger Offers the Best In-App Authentication?
10th October 2024 2 min read
Which US Bank or Challenger Offers the Best In-App Authentication?
While a customer's first login from a new device — the moment when they connect the device to their account and confirm they really are who they say...
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The US challenger bank market in 2024: Who is leading the charge?
23th September 2024 2 min read
The US challenger bank market in 2024: Who is leading the charge?
It's been two years of economic uncertainty and record-low funding, but US challenger banks seem to have found a way through.
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How US banks face fraud: The critical first login from a new device
6th September 2024 1 min read
How US banks face fraud: The critical first login from a new device
With fraudsters becoming ever more sophisticated — according to the Federal Trade Commission, fraud went up by 185.7% between 2020 and 2023 — banks...
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US legacy banks vs challengers: Do challengers still have the edge?
15th May 2024 1 min read
US legacy banks vs challengers: Do challengers still have the edge?
When the first challengers hit the market in the early 2010s, they instantly outclassed incumbents.
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View a feature's evolution with FinTech Insights' history button
30th April 2024 2 min read
View a feature's evolution with FinTech Insights' history button
Drill down into how specific features within a competitor's digital banking product change over time
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Where credit unions must invest to unlock their digital potential
23th April 2024 2 min read
Where credit unions must invest to unlock their digital potential
Banks and credit unions used to be distinct. Banks had the wider product range. Credit unions were more community-focused.
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Digital differentiation: How has US banking evolved since 2022?
17th April 2024 1 min read
Digital differentiation: How has US banking evolved since 2022?
Banks have been dealing with digitalization for over a decade. But, despite record investment — in 2023, technology budgets reached $652.1 billion —...
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New FinTech Insights feature alert: Historical functionality change
10th April 2024 1 min read
New FinTech Insights feature alert: Historical functionality change
Track your competitors' evolution, and understand its impact on your digital banking offering.
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Are banks doing enough to meet regional payment preferences?
7th February 2024 1 min read
Are banks doing enough to meet regional payment preferences?
Like language, cuisine, and customs, payment preferences vary — sometimes drastically — by region.
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Introducing FinTech Insights GPT
26th January 2024 2 min read
Introducing FinTech Insights GPT
Instant answers to all your burning digital banking research questions In digital banking, competitive analysis is a serious drain on scarce...
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FinTech Insights Powers novobanco's Digital Banking Innovation
11th July 2023 3 min read
FinTech Insights Powers novobanco's Digital Banking Innovation
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Nubank vs Revolut: Who will come out on top in Brazil?
4th July 2023 1 min read
Nubank vs Revolut: Who will come out on top in Brazil?
It's official. Revolut, Europe's most valuable startup, has launched in Brazil. Which means that, after years of absolute dominance, Nubank now faces...
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Mobile banking features: what are the must-haves in 2023?
27th June 2023 2 min read
Mobile banking features: what are the must-haves in 2023?
Do you offer the right set of mobile banking features, or are your app's capabilities holding you back?
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KYC Requirements for Banks
30th May 2023 1 min read
KYC Requirements for Banks
What is KYC for digital banking? KYC stands for Know Your Customer. It is a process used by digital banking institutions to verify the identity of...
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How to use digital banking research to build standout user experiences
11th April 2023 16 min read
How to use digital banking research to build standout user experiences
"How does our mobile banking offering stack up?" "Which mobile banking features should we be focusing our efforts on?" "And how do we make sure we...
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Banking Apps Are All Alike — But Consumers Clamor for New Features
13th October 2022 3 min read
Banking Apps Are All Alike — But Consumers Clamor for New Features
Consumers are ready for mobile banking app innovation — especially in e-wallets, junior accounts and wealth management. Banks can differentiate with...
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Where do credit unions stand in the US digital banking market?
30th August 2022 2 min read
Where do credit unions stand in the US digital banking market?
When St Mary's Cooperative Credit Association, the first US credit union, opened its doors in 1909, it was a radical alternative to mainstream...
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The Battle for Consumer Attention in the Digital Banking War
28th July 2022 3 min read
The Battle for Consumer Attention in the Digital Banking War
The neobank sector is currently challenged by a global funding squeeze. But incumbents must realize that neobank competition is not going away. New...
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How to stop releasing digital banking features that are already obsolete
7th April 2022 7 min read
How to stop releasing digital banking features that are already obsolete
How do we stay ahead of our competitors? For many digital banking teams, it's an increasingly difficult question to answer.
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FinTech Insights Spotlight: Chase
27th August 2021 11 min read
FinTech Insights Spotlight: Chase
It’s time for another FinTech Insights Spotlight! So far, in our two previous monthly blogs we shed light on two Challengers banks that have taken...
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FinTech Insights: Improve your Digital Banking Feature Set
27th July 2021 9 min read
FinTech Insights: Improve your Digital Banking Feature Set
The product development of a digital banking product is more often than not a lengthy and expensive process. From analyzing the market, conducting...
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FinTech Insights Spotlight: Chime
4th June 2021 11 min read
FinTech Insights Spotlight: Chime
Welcome to the FinTech Insights Spotlight series! We are thrilled to be embarking on this new series with you! The FinTech Insights Spotlight series...
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How to avoid a total team burnout with FinTech Insights
27th May 2021 7 min read
How to avoid a total team burnout with FinTech Insights
Too often product development of a new digital offering becomes extremely tiring for teams. Having to spend weeks to figure out how to design...
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A quick guide to effective competitive digital banking analysis
6th May 2021 13 min read
A quick guide to effective competitive digital banking analysis
A few weeks ago we discussed the major issues that lead to ineffective comparative research. We talked about the importance of informative competitor...
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Streamline your competitor analysis with FinTech Insights
8th April 2021 9 min read
Streamline your competitor analysis with FinTech Insights
Competitor analysis sets the tone for a smooth digital banking product development. It can however sometimes be inconclusive and leave you with a...
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Innovation through benchmarking: a Breaking Banks podcast
1st April 2021 6 min read
Innovation through benchmarking: a Breaking Banks podcast
Back in January we were delighted to participate in the Breaking Banks fintech podcast Episode 372: The Nitty Gritty of Innovation. Our very own VP...
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FinTech Insights: decrease your digital banking offerings development cost
31th March 2021 6 min read
FinTech Insights: decrease your digital banking offerings development cost
Budgeting for the product development process of a digital banking offering is a thorny issue for many teams. The increased time needed to roll out a...
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Why is your bank’s competitor analysis not conclusive enough?
10th March 2021 11 min read
Why is your bank’s competitor analysis not conclusive enough?
Competitor analysis is innate in the growth strategy of every bank and fintech. Its primary goal is to keep the company’s trajectory forward by...
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