Must-have personal finance management features for US market success

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Beyond banking: Can bank apps boost engagement by going the extra mile

New Releases

15th May 2025

Would you buy cinema tickets, book a hotel room, or get your mobile data plan from your bank?
US Digital onboarding & KYC best practices: What does the data tell us

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22nd April 2025

Digital onboarding & KYC (or Know Your Customer) is like airport security. Important. Necessary. But, when mishandled, extremely frustrating.

19th August 2021

Welcome back to the Battle of the US Challengers! This the 5th installment to our 6-part series. So far we have examined our 13 Challengers according..

27th July 2021

The product development of a digital banking product is more often than not a lengthy and expensive process. From analyzing the market, conducting..

15th July 2021

Welcome to our fourth episode of Battle of the US Challengers! As we mentioned in our previous installment, Episode 3: Help me Save Towards my Goal..

24th June 2021

If you're not a niche bank or fintech serving a specific target audience like Millennials, doctors, LGBTQi+, you’ve probably had headaches about..

17th June 2021

Welcome to our third episode of Battle of the Challengers US! In our previous episodes we have pitched our competing Challengers against each other..

20th May 2021

Welcome back to another series of Battle of the Challengers US! We are thrilled to be back with Episode 2 of Battle of the Challengers US. Last time..

15th April 2021

Welcome back to another series of Battle of the Challenger banks! We are thrilled to be back and starting on another series of Battle of the..

9th March 2021

In a discussion I had a couple of weeks ago, I asked my friends the following simple question: “When you hear the word fintech, what type of person..

8th March 2021

With International Women's Day coming up we thought it would be best to hear from our colleagues on what it feels to be a woman in Scientia.

16th February 2021

COVID-19’s ongoing impact on the world has certainly influenced the position of a number of Challenger banks in the US market, which are taking..

11th February 2021

Some people within banking may object to a direct comparison between a large regulated financial institution and challenger bank.

5th February 2021

The current Landscape Traditionally, digital banking software development cycles lasted on average 2 years. And that might have been good enough a..

4th December 2020

An emergence of new technology and new start-up participants in the banking sector has caused a stir in recent years.

19th November 2020

Welcome bank to another Battle of Challengers! So far in our blog, we have been starting conversations about Challenger Banks, yet focusing on what..

15th October 2020

Welcome back everyone to another Battle of Challengers! The previous Battle was decided by a poll we had over at our LinkedIn and Twitter and you..

24th June 2020

Welcome to the new and updated digital presence of Scientia. If you knew us before, you will probably notice that a lot has changed. To those who are..
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