FinTech Insights Blog | FinTech Insights | Alexandros C. Argyriou : CEO of FinTech Insights

New Releases

17th June 2026

Why do European firms struggle in the US? Lessons from Monzo's exit

Monzo's exit from the US after 6 years should come as no surprise to long-time observers of this market.

New Releases

20th May 2026

Digital banking fraud prevention: How are firms tackling it in 2026?

Digital banking fraud has been going on for as long as banks have been online, but the techniques are constantly evolving and increasingly..

New Releases

5th May 2026

How big is the wealth management gap between US financial institutions

Demand for digital-first wealth management services is growing. And the stakes — customers' financial wellbeing and future prosperity — make wealth..

5th May 2026

How big is the wealth management gap between US financial institutions

Demand for digital-first wealth management services is growing. And the stakes — customers' financial wellbeing and future prosperity — make wealth..

30th June 2025

Are you making these 5 abandonment-inducing onboarding mistakes?

That many banks get KYC wrong, with costly repercussions, is well-documented.

22nd April 2025

US Digital onboarding & KYC best practices: What does the data tell us

Digital onboarding & KYC (or Know Your Customer) is like airport security. Important. Necessary. But, when mishandled, extremely frustrating.

27th January 2025

Are Banking Apps Meeting the Mark on Personalization & Accessibility?

The discourse around personalization in banking often centers around product features. But while tailoring accounts, loans, and other products to..

21st January 2025

How a Credit Union created a top app, 60% faster with FinTech Insights

$27.5 million, and 70%. The former is the average cost of a digital transformation project, according to the International Data Corporation's..

10th December 2024

Wealth management's shift: Which US banks and challengers will lead?

$84 trillion. That's how much wealth will change hands over the next twenty years, according to consulting firm Cerulli Associates — about four times..

18th November 2024

What is the current state of chatbots in mobile banking?

While integrating chatbots into customer service has compelling benefits — banks could save $1 trillion by 2030, according to Autonomous Research;..

10th October 2024

Which US Bank or Challenger Offers the Best In-App Authentication?

While a customer's first login from a new device — the moment when they connect the device to their account and confirm they really are who they say..

6th September 2024

How US banks face fraud: The critical first login from a new device

With fraudsters becoming ever more sophisticated — according to the Federal Trade Commission, fraud went up by 185.7% between 2020 and 2023 — banks..

15th May 2024

US legacy banks vs challengers: Do challengers still have the edge?

When the first challengers hit the market in the early 2010s, they instantly outclassed incumbents.

23rd April 2024

Where credit unions must invest to unlock their digital potential

Banks and credit unions used to be distinct. Banks had the wider product range. Credit unions were more community-focused.

26th January 2024

Introducing FinTech Insights GPT

Instant answers to all your burning digital banking research questions In digital banking, competitive analysis is a serious drain on scarce..

13th October 2022

Banking Apps Are All Alike — But Consumers Clamor for New Features

Consumers are ready for mobile banking app innovation — especially in e-wallets, junior accounts and wealth management. Banks can differentiate with..

28th July 2022

The Battle for Consumer Attention in the Digital Banking War

The neobank sector is currently challenged by a global funding squeeze. But incumbents must realize that neobank competition is not going away. New..

7th April 2022

How to stop releasing digital banking features that are already obsolete

How do we stay ahead of our competitors? For many digital banking teams, it's an increasingly difficult question to answer.

29th November 2021

Insider Intelligence & FinTech Insights: A truly powerful collaboration

We are proud to announce our collaboration with Insider Intelligence on their newest US Banks study. Having already worked on Insider's "UK Mobile..

16th February 2021

The USA market: are EU-based Challengers coming to rustle up some feathers?

COVID-19’s ongoing impact on the world has certainly influenced the position of a number of Challenger banks in the US market, which are taking..

11th February 2021

Who Wins the UX Arms Race: Traditional Banks or Neobanks?

Some people within banking may object to a direct comparison between a large regulated financial institution and challenger bank.

24th June 2020

We redesigned our digital presence and… we are live!

Welcome to the new and updated digital presence of Scientia. If you knew us before, you will probably notice that a lot has changed. To those who are..

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