---
title: "UK banks and challengers ranked: from on-boarding to app functionality"
description: FinTech Futures recently had the opportunity to get to grips with FinTech Insights, a digital banking analysis platform from Scientia. The system allows users to compare and contrast a variety of feat
---

[FinTech Insights Blog | FinTech Insights ](https://www.fintechinsights.io/blog)

# [UK banks and challengers ranked: from on-boarding to app functionality](https://www.fintechinsights.io/blog/uk-banks-challengers-ranked-on-boarding-app-functionality)

 Written by [Erenia N. Kontolatou : VP of Business Development at Scientia](https://www.fintechinsights.io/blog/author/erenia-n-kontolatou-vp-of-business-development-at-scientia) | Dec 4, 2020 12:00:00 AM

**An emergence of new technology and new start-up participants in the banking sector has caused a stir in recent years.**

According to data from AT Kearny, more than one in five people in the UK use challenger banks in some shape or form. More than a third of UK residents in the millennial age group use a challenger as their primary bank.

The UK market is certainly one of the most populous when it comes to new entrants and challenger banks. Our own comprehensive list [records over 100 of them](https://www.fintechfutures.com/2018/05/uk-challenger-banks-whos-who-and-whats-their-tech/).

The attraction for neobanks and start-ups is their ease-of-use and mobile application functionality. Fujitsu data from 2019 shows that 46% of people are interested in challengers due to their reputation for new technology.

But how do these new entrants really stack up against their competition in the UK marketplace?

[*FinTech Futures *](https://www.fintechfutures.com/tag/scientia-consulting/)recently had the opportunity to get to grips with [FinTech Insights](https://www.fintechinsights.io/), a digital banking analysis platform.

The system allows users to compare and contrast a variety of features and functionalities inherent in banking applications, based on their real processes.

For the purposes of this test, we decided to pick out thirteen popular UK banks – both challenger and incumbent – and compare how their tech stacks up.

You can read more [here](https://www.fintechfutures.com/2020/11/uk-banks-and-challengers-ranked-from-on-boarding-to-app-functionality/)

[View full post](https://www.fintechinsights.io/blog/uk-banks-challengers-ranked-on-boarding-app-functionality)

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